Came against my better judgment and decided to apply for a loan here since my small business needed quick cash. The staff actually explained everything clear clear and the whole approval process was faster than I expected honestly. My only problem is that I had to come back THREE times because they kept saying they needed one more document or the other, when they could have asked me everything the first day itself. Still, I got my money and the interest rates are fair compared to other places, so four stars it is.