Long time customer dropping a review finally because I've been using Carrot Credit for almost two years now and honestly it changed how I see my finances. What got me was how clear they made everything when I checked my credit report through them, the breakdown of my score was so detailed that I could actually see exactly where I was losing points instead of just getting a number and guessing. The tools they have are really straightforward sha, not like some of these other platforms that make everything complicated. Five stars because they kept it simple and that's what I needed at my age.
