I've been using Cowrywise for almost a year now and honestly it's helped me save better than keeping money for house. The automated savings feature works smooth and I like how they break down your mutual fund options in a way even a farmer like me can understand. My only complaint and it's been bothering me sha is that when you want to withdraw your money it takes forever, like they make you jump through hoops just to access your own funds. Otherwise the app itself is solid and the returns have been decent so I'm sticking with it but they really need to speed up that withdrawal process.
