Reluctantly agreed to come here and learn about this credit guarantee thing for a business expansion I was thinking about. The woman who explained it all was patient sha, took time to answer my questions about how it works for small businesses like mine. But the whole process moved so slow and by the time they finished with paperwork I was already frustrated, plus the terms they offered weren't better than what my bank is already telling me. E no easy to say if I'd come back because honestly it felt more like something for big construction companies than for someone like me trying to grow my tailor business.