I've tried TeamApt for months now and honestly the agency banking has made life easier for my fashion business transactions. Everything works fine until you need to do something specific and the app decides to be difficult about it na. The staff at their office were helpful when I went in person but abeg their mobile app layout is confusing, took me almost 20 minutes to find where to check my transaction history last week. Otherwise decent platform and the digital tools are solid, just fix that app thing and we're golden.