VFD Microfinance

4
4 from 3 Reviews and Ratings
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Average Rating

4

/
5

3 Reviews

5 Star
33%
4 Star
33%
3 Star
33%
2 Star
0%
1 Star
0%

All Reviews

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Review Time

Temitope Ekwueme
Finally got a loan approved without the stress

I've tried here for months now and the personal loan process was straightforward sha. The officer who handled my application actually explained everything properly instead of just rubber stamping forms like other places do. Approval came back faster than I expected and the interest rate was fair compared to what my friends were paying elsewhere. VFD has been solid for me.

5
Date of experience: Nov 12, 2025
Femi Bello
Good rates but the loan process is exhausting

I've tried here for a few months now and the interest rates they offer for small business loans are actually competitive compared to what the banks were asking me. Thing is, the whole approval process sha took almost 3 weeks and I had to come back to their Akure branch like 5 times for different documents they kept saying they needed. The staff could have just told me everything upfront instead of dragging me back and forth when I'm supposed to be managing my food business. Better than the banks I'll give them that, but abeg they need to streamline their process because my money is in their account now earning them interest while I'm still waiting to access my own loan.

3
Date of experience: Jun 16, 2025
Yusuf Adetokunbo
Good service but their ATM queue is frustrating

Been coming here for small small loans since last year and honestly VFD has treated me well — the loan officers explain everything clear clear and the interest rates not too bad compared to other microfinance places around Maiduguri. My only gripe sha is their ATM situation; every time I come to withdraw, there's a queue longer than a fuel station line and half the time the machine is out of cash. Last week I came to sort out some business loan renewal and spent 20 minutes just trying to withdraw my balance after we finished, meanwhile I had passengers waiting for me. The staff themselves are friendly and the whole process is quick, but abeg they need more ATMs or better management of the one they have.

4
Date of experience: Feb 21, 2026

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